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Serving Oregon and Washington

BobScherner@comcast.net
 503-504-6806

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"Dear Bob: Connie and I wanted to thank you for your great service in arranging financing for our new home. As you surely recall it was a rush deal and to make matters worse I was on the other side of the country at the time. We conducted virtually all our business via e-mail and FedEx. Your estimates of costs were right on the money and you kept the entire process moving right along. I got home from Florida on Saturday; the next Monday you met us at the Title Company here in our home town of Hermiston. Connie and I were and are very impressed with you and your company. If you are ever out this way again, please call us so we can meet for coffee. You have friends in Hermiston! Sincerely, Paul and Connie Magana"

- Paul and Connie Magana
Hermiston, OR

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Calculators

Affordability Calculator
Before you start looking for a new home, you need to have an idea of how much you can afford to pay for a home. To find this out, you will need to take a closer look at your total monthly household income as well as the debts and regular monthly payments you are already making...
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Buy vs Rent Calculator
Is it financially better to buy a home or to rent? The answer to this question depends upon how much the home costs, how much you are paying for rent, and how much you will have to pay each year in order to maintain your home...
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Mortgage Length Calculator
If you start to pay more or less toward your mortgage each month than the original payment amount, you can save or add a number of years to the length of your mortgage. Even the difference of just $40 can save you a couple of years or add a couple years to the length of your payment...
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How Much Will My Payments Be?
As you can see, your payment will vary depending on how much you will be borrowing, the interest rate, and the length of your loan. Other factors also need to be taken into consideration, such as your taxes, your insurance, and your PMI, all of which are included in your monthly house payment...
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Mortgage Principal Calculator
Determining your mortgage loan principal - money you still owe to the bank for your house, can be very beneficial, particularly if you are looking to pay your mortgage off ahead of time. In order to figure out your remaining balance, you only need to know the loan amount, the interest rate on your loan, the length of your loan, and how many months you have already paid...
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5335 SW Meadows Road #401, Lake Oswego, Oregon 97035
bobscherner@comcast.net | ph. 503-504-6806 | fax. 503-296-2679